Insurance premiums are out of control.
New Yorkers are facing an affordability crisis.
Join us in demanding fair and sustainable insurance rates by ending litigation abuse and rampant fraud.
Our mission is to protect citizens from exorbitant insurance premiums.
As insurance premiums—whether for auto, home, or other essential services surge to record highs, family budgets are being stretched thin, pushing hardworking people to their financial limits.
Share your Story
Have you been impacted by the cost of increased insurance? Share your story with us.
What People Are Saying
“For too long, working New Yorkers have been left out of conversations about fairness and affordability.”
Nada Khader, WESPAC Foundation Director
“We are united in demanding bold action to ensure every working family has a fair shot at prosperity in New York."
Elsie Saint Louis, Chief Executive Officer/Executive Director, Haitian Americans United for Progress, Inc. (HAUP).
Our latest video
It’s a startling reality: New York drivers pay nearly twice the national average for car insurance. This financial burden, fueled by issues like rampant fraud, staged car crashes, legal abuse, and outdated regulations, is one that working families simply cannot afford.
About
New Yorkers are facing an affordability crisis. As insurance premiums—whether for auto, home, or other essential services—surge to record highs, family budgets are being stretched thin, pushing hardworking people to their financial limits. Citizens for Affordable Rates (CAR) is a coalition of concerned citizens, advocates, and organizations united in the fight for fair and equitable insurance rates. Our mission is to tackle the root causes of exorbitant premiums, drive meaningful reforms, and create a more affordable and dependable insurance system for all New Yorkers.
