New York Drivers Pay Fourth-Highest Auto Insurance Costs in the Nation, Triple-I Finds

MALVERN, Pa., Jan. 26, 2026 — New York households paid an estimated $1,935 on average for personal auto insurance in 2024, the highest level on record for the state and the fourth-highest expenditure nationwide, according to the Insurance Information Institute’s (Triple-I’s) latest Outlook, New York Personal Auto Insurance Premium and Cost Drivers. Read more…

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America’s car insurance price gap: The most expensive and cheapest US cities for car insurance