Op-Ed: NY’s car insurance system is quietly bleeding families dry

Imagine a 23-year-old from Brooklyn who works at a logistics hub in Suffolk County, among the sprawl of warehouses with no direct transit to the gate. He picks up extra shifts to make rent, but bus service is spotty, so driving is the best way to keep the job. Because he’s young, male and has a thin credit history, insurers hit him with premiums that could push his coverage close to five figures a year, just to stay on the road. Read more…