Op-Ed: The high cost of car insurance is crushing Latino businesses in Queens

For Latino small business owners in Queens, car insurance has become a crisis that threatens everything we've built. From family-owned bodegas to taco trucks, catering services to construction companies, soaring car insurance costs are forcing us to make impossible choices: keep our doors open or keep our employees on the payroll.

The numbers tell a brutal story. According to Bankrate, the average full-coverage auto insurance premium in New York now exceeds $4,000 a year—nearly double the national average. Even the minimum coverage can cost more than full coverage elsewhere. For businesses in our community that rely on vehicles to deliver food, transport supplies, or get to worksites, these increases aren't just expensive; they're devastating. Read more.